Provides a variety of housing services to tribal members. Services include mortgage payment assistance, down payment assistance, home purchase loan, home repair loan, and annual air conditioning servicing.

Tohono O'odham Ki:Ki Association Housing Programs | Tohono O'odham Ki:Ki Association Housing Programs

Programs that provide low interest down payment/closing costs loans and/or home purchase loans for people with low incomes who are purchasing a home or a condominium for the first time. These loan programs generally require that the property be used as a primary residence; allow lower down payments, assistance with closing costs and alternative credit; and often require participation in home buyer training classes.

First Time Buyer Home Loans

Programs that provide cash grants or loans for people who want to purchase or build a home and need all or a portion of the amount that is required to make a down payment on the home or property. Included are conventional loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time).

Housing Down Payment Loans/Grants

Programs that make mortgage payments for people who are at risk of losing their homes without assistance. Mortgage payment assistance programs may have age, income, disability, need or other eligibility requirements. Some of these programs may also provide assistance for people who have a mobile home sales contract or land contract and need help making a payment that is due. Land contracts are written legal agreements that are used to purchase real estate (e.g., vacant land), a house, an apartment building, a commercial building or other real property but are negotiated with the property owner rather than borrowing money from a bank or other lender.

Mortgage Payment Assistance

Programs that provide small grants or loans that help homeowners who qualify (often older adults and people in emergency situations) pay for minor home repair services such as roof repairs, window replacements or repairs to septic tanks. Specific services covered by the programs and eligibility criteria vary. Also included are programs that provide grants or loans for the construction, repair and/or sealing of household water well systems, primarily in eligible rural areas.