Provides housing counseling, and financial literacy and homebuyer education classes. Provides down payment/closing cost assistance and flexible mortgage programs for qualified applicants. Offers affordable new and rehabilitated homes in Maricopa County.

Trellis | Trellis

Programs that provide cash grants or loans for people who want to purchase or build a home and need all or a portion of the amount that is required to make a down payment on the home or property. Included are conventional loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time).

Housing Down Payment Loans/Grants

Divisions of businesses or nonprofit agencies that are responsible for developing products or delivering designated services to the public. Departments of NGOs are generally led by a manager, supervisor, director or vice president.

Nongovernmental Agency Departments

Educational institutions that are actively seeking individuals with knowledge and experience in specialized areas who are willing, on a voluntary basis without remuneration, to teach a special class or seminar in that subject (which may be academic or vocational) in situations where the school is unable to bring in a regular teacher for the job.

Teaching/Instruction Volunteer Opportunities

Programs that provide information and guidance which protect consumers who are considering homeownership, refinancing a mortgage loan or making major repairs from unscrupulous lending institutions which attempt to pressure them into signing loan agreements they cannot afford thus putting them at risk of losing their homes. Predatory lending tactics include high pressure sales techniques; misleading or fraudulent direct mail campaigns; failure to disclose unusually high interest rates, hidden transaction costs, excessive fees and punitive penalty clauses such as balloon payments; and loan agreements that are based on home equity rather than a realistic ability to repay. Predatory lenders frequently target the most vulnerable consumers including older adults, low-income individuals, minorities who are struggling financially, and people residing in communities underserved by traditional banking institutions.

Predatory Lending Awareness Programs

Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.

Homebuyer/Home Purchase Counseling

Programs that use any of a wide variety of materials to educate the public about issues that relate to a particular field or topic.

Subject Specific Public Awareness/Education

Organizations that are actively seeking individuals with expertise in public speaking, writing, desktop publishing, graphics or other aspects of communications who are willing to contribute their skills on a voluntary basis without remuneration and work on projects benefiting the agency or the people it serves.

Communications/Marketing Volunteer Opportunities

Organizations that are actively seeking individuals with the requisite skills and experience who are willing to fill positions on an organization's advisory board, board of directors or board committees on a voluntary basis without remuneration.

Board/Committee Member Volunteer Opportunities

Responds to complaints of housing discrimination due to race, color, religion, national origin, sex, familial status, disability, age or sexual orientation. Provides community education about fair housing practices. Also provides information about a variety of financial topics such as predatory lending practices and mortgage scams.

Southwest Fair Housing Council | Southwest Fair Housing Council

Programs that provide assistance for people who believe that they have been denied an opportunity to purchase, lease or rent the home or apartment of their choice due to their age, gender, family composition (including families with children under the age of 18 and pregnant individuals), race or color, nationality, religion, disability, sexual orientation or marital status, actions that are prohibited by the federal Fair Housing Act of 1968 and the federal Fair Housing Act Amendments Act of 1988 in the U.S. Federal fair housing law also extends limited protection to recovering alcoholics who actively and regularly participate in a medically based treatment or AA program, and people with a drug use disorder including those who have prior convictions for illegal drug use (but not for drug dealing or manufacture). Assistance may also be available to other individuals who are protected from housing discrimination by state or local laws with a broader set of protected categories, or which cover properties that are exempt from federal fair housing laws but are protected under state law.